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Nancy
In Quiroga parish in the city of Calceta, a place where people work mainly in agriculture and livestock production, the communal bank "Quiroga" meets every 15 days.

Nancy is the founding member of the bank, and she likes it because of the benefits provided by the institution, since she and her friends have been able to make progress with their businesses with the loans that they have been able to take. Nancy is 45 years old, married and has 3 grown children, but two of them still live in her house. Her husband is a farmer.

She has a small grocery store in her house, where she sells consumer staples as well as some medicines, general merchandise, stationery, telephone cards and other items. She works every day from 6am until 8pm, and at times until even later. She buys her products in Calceta and has others shipped to her store. She also prepares and sells bags of frozen fruit juice that her customers have a taste for. She tells us that she has had her business for more than 15 years, and that it has always done very well, since she offers a great variety of products to her customers.

This loan will be used to increase the supply of merchandise in her store. She will buy: rice, sugar, sausages, cooking oil, fruit, canned goods and other consumer staples. Her dream is to have a big store in the center of Calceta.
View original language description ↓
En la parroquia Quiroga de la ciudad de Calceta, localidad donde la gente se dedica en gran parte a la agricultura, cría de animales y a la venta de sus productos, se reúne cada quince días El Banco Comunal Quiroga.

La señora Nancy es socia fundadora del Banco Comunal y le gusta por los beneficios que brinda la institución ya que tanto ella como sus amigas han podido a través de los créditos sacar sus negocios adelante. Tiene 45 años de edad, está casada y tiene tres hijos ya todos mayores de edad, pero dos de ellos aun viven en su casa. Su marido se dedica a la agricultura.

Tiene una pequeña tienda de comestibles en su casa, en la cual además de productos de primera necesidad también vende algunas medicinas, artículos de bazar, papelería, tarjetas telefónicas, entre otras cosas. Trabaja todos los días desde las 6h00 hasta las 20h00 y a veces hasta más tarde, compra sus productos en Calceta y otros los recibe en su local. También prepara y vende bolos de frutas (helados) que son muy apetecido por sus clientes, nos cuenta que tiene su negocio por más de 15 años y que siempre le ha ido muy bien ya que ofrece gran variedad de productos a sus clientes.

Este crédito es para surtir aun mas su tienda va a comprar arroz, azúcar, embutidos, aceites, frutas, enlatados y otros productos de primera necesidad.

Su sueño es tener una gran tienda en el centro de Calceta.

About Ecuador

  • $10,200
    Average annual income
  • 15
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Nancy to buy rice, sugar, sausages, canned goods and other consumer staples.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 3, 2011
Listed
Jun 18, 2011
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2011