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Yuliya is married with an 18-year-old daughter. Yuliya lives in Energodar and sells seeds, agricultural chemicals and other farming products in the central market of her hom town. She owns a big vending location and is an experienced vendor who offers a reasonable pricing policy to her customers. She has learned many tricks of her trade in the past eight years.

Currently, Yuliya has already invested 80,000 Grivnyas in inventory. Her turnover amounts to 30,000 Grivnyas. Net profit is about 8,000 Grivnyas a month. Yuliya has big potential and is full of business ideas and projects. She is hoping to generate sufficient income to reinvest it in further expansion of the range of items she offers for sale, e.g., irrigation units and sprayers.

Yuliya is requesting a loan of 20,000 Grivnyas to purchase fertilizers, seeds and sprayers. She can quickly respond to different new trends in her business which, in addition to high demand on these types of products, has benefited her venture.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 1
    View loans »
    Ukraine Loans Fundraising
  • $6,399,475
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,525 helped Yuliya to purchase fertilizers, seeds and sprayers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 16, 2011
Jun 17, 2011
Currency Exchange Loss:
Dec 15, 2011