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Hoa is a 51-year-old married woman with three children. She lives with her family in Ho Chi Minh City.

She and her husband have had a business making pallets since 2000. It is running smoothly and she would like to take a loan to expand production and buy materials in bulk to increase the profitability of her business.

She hopes that this will enable her to earn a higher income and improve her family's living conditions.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $725
    Average annual income
  • 82
    View loans »
    Vietnam Loans Fundraising
  • $12,411,650
    Funds lent in using Kiva
  • 20,540.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Hoa to buy in bulk materials to make pallets.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jun 10, 2011
Jun 16, 2011
Currency Exchange Loss:
Apr 16, 2012