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Houssam is a 42-year-old married man and father of six children. Houssam lives and works in Saida. He studied to work as an X-ray technician, but because of lack of opportunities and because he has a big family to take care of, Houssam started working selling coffee in the streets. In 1996, he took a fixed place next to a hospital as his official selling point.

Houssam has been an Al Majmoua-Kiva partner borrower for three consecutive cycles, and all his previous loans helped in improving his business and his family's social and financial situation.

This time Houssam isn't requesting the loan for his business; he really needs it to pay for an urgent kidney surgery for his daughter. The surgery costs $26,000 and he was able to collect a big amount of it but he still needs the requested amount to start with the necessary medications before the surgery.

Houssam found it hard at the beginning to start such a business, because he's well-educated and not used to street work. Now he's friends with everyone in the region, and he got used to it.

He hopes his daughter gets well soon and that he never faces such a situation with any of his children again.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 115
    View loans »
    Lebanon Loans Fundraising
  • $16,217,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,200 helped Houssam to pay for his daughter's surgery.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 16, 2011
Jun 17, 2011
Currency Exchange Loss:
Apr 21, 2012