Ngin has been in the farming business since 1990. She lives in the province of Kampong Chhnang. Ngin, 38, is married to Sokon, 41, who is a domestic construction builder who is able to make an income of about US$2.50 each day. They have three children, two of whom do garment factory work. Usually they are able to contribute their salaries for Ngin to use in meeting the needs of her family. In order to make additional income, Ngin needs capital to purchase many sacks of rice to store. She will sell them when the rice is commanding the highest price.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.