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Arlene, 28, is a married and has three children who are in school. She is a very hard working entrepreneur.

Arlene has a general store business in the Philippines. She requested a PHP 10,000 loan amount through NWTF to buy more stocks of groceries to sell.

Arlene has been in this business for two years. In the future, she would like to build and expand her business to secure the future of her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 712
    View loans »
    Philippines Loans Fundraising
  • $63,203,625
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Arlene to buy more stock of groceries to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jun 3, 2011
Jun 17, 2011
Currency Exchange Loss:
Apr 15, 2012