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Las Pioneras Dos Group
In this Group: Karen, Patricia , Hermes, Marco Junior, Yonny, Casto, Alexandra, Karen
This is a new community bank which is in its first loan cycle. The group has eight members who all live in La Guardia district but in different neighborhoods. The bank's president is 23 year-old Karen who has lived in the community of La Guardia for 10 years. She is a seamstress and works in the Barrio Lindo market. She has been in this business for five years. Karen is single and she is studying at the moment. She still has no plans to have children since she knows that she couldn't manage with her work and her studies.

Karen took out this loan to buy fabric and a sewing machine that she is being offered at a good price. These clients are grateful to our institution for trusting in them and supporting them when they most need it. They are happy and cheerful since it was Mother's Day when they received their loan and they needed it.
View original language description ↓
Banco de emprendimiento nuevo que se encuentra en su 1er ciclo, integrado por 8 personas las cuales todos viven en la zona de la guardia pero en distintos barrios, la Presidenta es Karen de 23 años de edad, vive en la comunidad de la Guardia por el barrio hace ya 10 años, Su negocio es costurera en la feria barrio lindo hace 5, su estado civil soltera, por el momento se encuentra estudiando todavía no esta en sus planes de tener hijo, ya que con el trabajo y el estudio no puede, ella saco el crédito para la compra de tela y de una maquina que le están vendiendo en oferta. Los clientes están agradecidos con la entidad por confiar en ellos y apoyarlos cuando mas lo necesitan, están bastante conforme y alegres ya que justo era el día de la madre cuando se les desembolso y lo estaban necesitando.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 130
    View loans »
    Bolivia Loans Fundraising
  • $33,237,800
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Pioneras Dos Group's $3,175 loan helped a member to buy fabric and a sewing machine that she is being offered at a good price.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 27, 2011
Jun 17, 2011
Currency Exchange Loss:
Jan 15, 2012