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Karambenor Group
In this Group: Juliette, Diatou , Rokhaya*, Gnima , Regina, Edith, Binta, Lina, Seraphine*, Yande , Rose Caroline, Ndeye Fatou *, Olga , Marietou, Adji Martine, Ndeye, Martine, Aminata*, Diatou, Anta , Marie Rose, Elisabeth*, Saly , Fatou, Fanta, Sadio , Diariatou , Penda *, Antoinette, Bire , Amy , Banna *, Khady, Odette, Marie Joseph, Dienaba
* not pictured
This solidarity group was created on June 7, 2011. It is made up of 36 women who live in the same village. Their primary activity is petty commerce.

Madame Juliette, who is on the right in the photo raising her hand, is the leader of the group. She is 36, married, and the mother of six children.

Her business is selling smoked fish. She has a good deal of experience in this field as she has been doing this work for several years.

This loan will permit her to bolster her working capital and buy more merchandise (smoked fish) so that she can expand her little business. The profit she generates through her business will allow her to help improve living conditions for her family (health, food, clothing, etc.) and put aside more in savings.
View original language description ↓
Le groupe de solidarité est créé le 07 juin 2011. Il est constitué de trente six femmes qui habitent le même village. Leur activité principale est le petit commerce.

Madame Juliette qui est à la droite de la photo levant la main est responsable de groupe. Elle est âgée de 36 ans. Elle est mariée et mère de six enfants.

Elle s’active dans la vente de poisson fumé. Elle a une bonne expérience dans ce domaine d’activité pour l'avoir pratiquée depuis plusieurs années.

Ce prêt lui permettra de renforcer son capital et d'acheter plus de marchandises (poisson fumé) afin de mieux développer son petit commerce.

Les profits générés par son activité lui permettront de participer à l’améliorer des conditions de vie de la famille (santé, nourriture, habillement etc.…) et d’augmenter ses épargnes.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 39
    View loans »
    Senegal Loans Fundraising
  • $14,234,875
    Funds lent in using Kiva
  • 455.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Karambenor Group's $3,825 loan helped a member to buy smoked fish.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 7, 2011
Jul 1, 2011
Currency Exchange Loss:
Jan 15, 2012