Check out some available loans that are similar to this one!
Combine Sisters Group
In this Group: Sallay Papa, Hawa
Salone Microfinance Trust (SMT), a partner of in Makeni, northern Sierra Leone is very pleased to present to you members of the “Combine Sisters” group. These are small scale entrepreneurs who have come to SMT/Kiva lenders to seek a loan of SLL 1,000,000.00 for each in order to invest in their businesses.

Sallay is the leader of this group. Sallay is about 45 years old and she is a widow with 5 grown-up children. Sallay sells dried/smoked fish and has been doing this business for 7 years now. With the help of this loan, Sallay will invest in her business by buying baskets full of dried/smoked fish to add to her business.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 30
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,250.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Combine Sisters Group's $475 loan helped a member to buy baskets full of dried/smoked fish to add to her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 20, 2011
Jun 17, 2011
Currency Exchange Loss:
Apr 15, 2012