Azadi is 42 years old., married, and has two children. Azadi began earning income selling seasonal fruits when he was nine years old to support his family. After a while, he began working at other jobs, but realized that his work wasn't bringing in enough income to cover the expenses of his family. Therefore, Azadi decided to return to the seasonal fruits sales business. Now he has permanent customers and he needs additional capital to purchase fruits for sale, given the high demand during the current season. Azadi is requesting a loan of 1,000 AZN, which he will use to buy additional fruits for sale and thus earn increased profits. Azadi plans to use the additional income to purchase seasonal vegetables to diversify his merchandise.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.