Nou is a 44-year-old married woman who lives in the Baray district of Kompong Tom Province. She sells fresh fish in the Baray market and makes around $2 in profits each day.
She has a life partner in her husband who works on their farm. When he has time to spare from his farming business, he goes fishing in the local lake.
Nou is asking for a loan of $800 to rent a machine to plow her existing farmland, and to purchase fertilizers, insecticides and seeds.
Nou has four children: two are employed as sewing workers in a factory, and two are married and live in their own houses.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.