Aulagia is 41 years of age. She is married with two children. Aulagia owns and operates a business catching and selling ocean fish. She has many years of experience in this business. Aulagia needs a loan of $1,000 Samoan tala (WST) to purchase fishing equipment, including hooks and nets. She plans to use the profit from her business (estimated to be $220 tala, or $92 USD, per week) to improve and expand the business.
In 2011, Aulagia joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks because they lack collateral. This is Aulagia's first loan with SPBD.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.