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Veronica Yolanda
Veronica Yolanda is 26 years old, is married and lives with her husband and two children. She lives in the Ventanas Provincia de Los Ríos canton.

This communal bank is called Narcisa de Jesus, and is located in the San Temistocles area, belonging to the Ventanas canton. This communal bank is engaged in short cycle farming such as growing corn and rice.

Veronica has been making a living in farming corn and rice for the last 5 years. She makes her purchases monthly in Ventanas and sells her products at the market of the same location.

She is requesting the loan for the purchase of seeds and fertilizers. The loan will help her to satisfy her financial needs. She will better be able to face challenges such as pests and diseases in her crops and the varied climate conditions. Her dream is to buy land to continue planting.

She very much likes to cook.
View original language description ↓
Veronica Yolanda tiene 26 años, es casada vive con el esposo y con los dos hijos. Vive en El Cantón Ventanas Provincia de Los Ríos.

Esta Ventanilla se llama NARCISA DE JESUS, se encuentra ubicada en el Recinto San Temistocles, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz y arroz.

Veronica se dedica a la agricultura en especial a la siembra de maíz y arroz, desde hace 5 años. Las comprar las realiza en Ventanas cada mes y las vende en la feria de la misma localidad.

Solicita el crédito para la compra de semillas, fertilizantes y abonos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como plagas y enfermedades en los cultivos y la variación del clima. Su sueño es comprar terrenos para seguir sembrando.

Le gusta mucho cocinar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 78
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Veronica Yolanda to purchase seeds, chemical and organic fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 6, 2011
Jun 16, 2011
Currency Exchange Loss:
Jan 15, 2012