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Luis Bernardo
Luis Bernando is 25 years old and married. He lives with his wife and child in the canton of Ventanas in Los Ríos Province.

The Communal Bank called “Narcisa de Jesus” is located in the neighborhood of Recinto San Temistocles, which is part of the canton of Ventanas. This Communal Bank consists of short-cycle farmers who grow corn and rice.

Luis is a farmer who grows corn and rice. He buys his supplies in Ventanas each month and then sells at the fair located in the same area.

Luis is requesting a loan to buy seeds, fertilizers, and compost. With the financial assistance provided through this loan, he will be to acquire needed supplies. The challenges he faces include pests, crop diseases, and changes in weather. His dream is to buy land and a house.

Luis enjoys playing sports.
View original language description ↓
Luis Bernardo tiene 25 años, es casado vive con la esposa y con el hijo. Vive en El Cantón Ventanas Provincia de Los Ríos.

Esta Ventanilla se llama NARCISA DE JESUS, se encuentra ubicada en el Recinto San Temistocles, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz y arroz.

Luis se dedica a la agricultura en especial a la siembra de maíz y arroz. Las comprar las realiza en Ventanas cada mes y las vende en la feria de la misma localidad.

Solicita el crédito para la compra de semillas, fertilizantes y abonos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como plagas y enfermedades en los cultivos y la variación del clima. Su sueño es comprar terrenos y una casa

Le gusta practicar el deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 63
    View loans »
    Ecuador Loans Fundraising
  • $23,495,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Luis Bernardo to purchase seeds, fertilizers, and compost.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 6, 2011
Listed
Jun 16, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012