The Communal Bank called “Narcisa de Jesus” is located in the neighborhood of Recinto San Temistocles, which is part of the canton of Ventanas. This Communal Bank consists of short-cycle farmers who grow corn and rice.
Maricel is a farmer who grows primarily corn. She buys her supplies in Ventanas each month and then sells her products at the fair located in the same area.
Maricel is requesting a loan to buy seeds, fertilizers, and compost. With the financial assistance provided through this loan, she will be able to acquire needed supplies. The challenges she faces include pests, crop diseases, and changes in weather. Her dream is to buy more land so that she can continue working and helping her family.
Maricel enjoys spending time at home with her family.
Esta Ventanilla se llama NARCISA DE JESUS, se encuentra ubicada en el Recinto San Temistocles, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz y arroz.
Maricel se dedica a la agricultura en especial a la siembra de maíz. Las comprar las realiza en Ventanas cada mes y las vende en la feria de la misma localidad.
Solicita el crédito para la compra de semillas, fertilizantes y abonos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como plagas y enfermedades en los cultivos y la variación del clima. Su sueño es comprar mas terrenos para seguir trabajando y ayudar a la familia.
Le gusta pasar en la casa con la familia.
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
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Success!! The loan was 100% repaid