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Marlene is 36 years old and married. She lives with her husband and four children, who are her highest priority. Marlene intends to use this loan to buy compost for maintaining her coffee plants. She has a plantation on which the crops have already been planted, so she wants to maintain them in order to improve production this year and generate income. Marlene wants to generate profits so that she can continue producing coffee and not have to abandon this project she started. She also wants to provide for the future welfare of her family.

This is the first loan she has received from FUDECOSUR. Marlene has not had any other loans with the state banks. FUDECOSUR is providing this loan with better terms and a lower interest rate.

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Marlene, tiene la edad de 36 años, está casada y vive con sus 4 hijos y su esposo que es su mayor prioridad. Ella pretende con el crédito realizar la compra de los abonos para la asistencia de su cafetal. Ella cuenta con la plantación ya sembrada y lo que quiere es asistirla para mejorar la producción este año y tener mejoría en la economía. Ella quiere generar las ganancias para seguir produciendo en su cafetal sin tener que dejar el proyecto botado y a su vez también quiere generar ganancias para su bienestar familiar en el futuro. Es el primer préstamo que ha recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 38
    View loans »
    Costa Rica Loans Fundraising
  • $4,438,125
    Funds lent in using Kiva
  • 499.3
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Marlene to purchase compost for maintaining her coffee crops.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
May 14, 2011
Jun 15, 2011
Currency Exchange Loss:
Jul 18, 2013