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Karla Vanessa
Karla Vanessa is 32 years old and works as an administrative assistant at URACCAN (University of the Autonomous Regions of the Nicaraguan Caribbean Coast). She has worked at this job for seven years with great honesty and responsibility. Karla has the support of her husband who works as a city employee.

She is requesting her fifth loan so that she can build a house in order for her to enjoy better living conditions with her family. It is important to mention that Karla has demonstrated an excellent capacity and willingness to submit her payments.

Her dream in life is for her family to be in good health and to always be together.

View original language description ↓
Karla Vanessa de 32 años de edad, labora como asistente administrativa en la Universidad URACCAN desde hace 7 años desempeñandose con gran honestidad y responsabilidad, cuenta con el apoyo de su esposo que trabaja en la alcaldia municipal. Esta solicitando su 5to crèdito para construir una habitaciòn y asi gozar de mejores condiciones junto a su familia, es importante mencionar que Karla ha demostrado excelente capacidad y voluntad de pago, su mayor sueño en la vida es que su familia goze de salud y permanezca unida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,083,825
    Funds lent in using Kiva
  • 22.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Karla Vanessa to pay for the construction of her house.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 18, 2011
Jun 14, 2011
Currency Exchange Loss:
May 15, 2012