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Maria Mercedes
María Mercedes is 33 years old, married and living with her husband and four children in Ventanas Canton in Los Ríos Province.

This communal bank is called “Narcisa de Jesús” and is located in San Temístocles which is part of Ventanas Canton. The members of this communal bank are short cycle corn and rice farmers.

María is a farmer, especially of corn. She’s been farming for over 12 years. She does her purchases in Ventanas every month and her sales take place at the market there.

She is asking for the loan to buy seed, fertilizer and manure. Support from the loan will help her economically to meet her needs. The challenges she faces are infestations and illnesses in the crops and variations in the weather. Her dream is to buy a farm. She enjoys cooking, doing laundry and ironing.
View original language description ↓
Maria Mercedes tiene 33 años, es casada vive con el esposo y con los cuatro hijos. Vive en El Cantón Ventanas Provincia de Los Ríos.

Esta Ventanilla se llama NARCISA DE JESUS, se encuentra ubicada en el Recinto San Temistocles, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz y arroz.

Maria se dedica a la agricultura en especial a la siembra de maíz, port mas de 12 años. Las comprar las realiza en Ventanas cada mes y las vende en la feria de la misma localidad.

Solicita el crédito para la compra de semillas, fertilizantes y abonos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como plagas y enfermedades en los cultivos y la variación del clima. Su sueño es comprar una finca.

Le gusta cocinar lavar y planchar

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Maria Mercedes to buy seed, fertilizer and manure.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 6, 2011
Jun 14, 2011
Currency Exchange Loss:
Jan 15, 2012