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Petrona Isabel
Petrona Isabel, 36, is married and has 2 children. The oldest is in elementary school, and the younger one is in preschool. Petrona has been selling Vogue cosmetic products for a number of years. She relies on the support of her husband, who pays the household expenses. She is requesting her third loan to continue with some work on her house: putting in a floor, painting, and other finishing work that she was not able to finance with her previous loan. Petrona dreams of seeing all of the improvements to her house finished, since the house is an inheritance from her parents and she has plans to improve it so that her children will be able to live in greater comfort.
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Petrona Isabel de 36 aaños de edad es casada, tiene 2 niños: el mayor cursando la primaria y el menor en preescolar. Petrona es vendedora de productos cosmeticos Vogue desde hace varios años, cuenta con el apoyo de su marido quien asume los gastos del hogar. Esta solicitando su 3er credito para continuar la construccion de su casa, poniendole el piso, pintarla y otros detalles que no logro hacer con el credito anterior. Petrona sueña con ver construida su casa,ya que es el patrimonio que sus padres le estan dando y en el futuro piensa mejorarla para que sus hijos tengan mayor comodidad.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 64
    View loans »
    Nicaragua Loans Fundraising
  • $25,083,125
    Funds lent in using Kiva
  • 22.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Petrona Isabel to put in a new floor in her house.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 20, 2011
Jun 14, 2011
Currency Exchange Loss:
Nov 15, 2011