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Baraka Office Group
In this Group: Ibrahimu, Kalimasi, Sekanabo, Therese, Wakusomba, Mutumbe, Bauma, Kahindo, Yohali, Wambana, Mulamba, Lukamba, Ndihorya, Bawili, Abuta, Kelekele, Uri, Zaina, Asiya
The client named Bauma, the representative of the business group called « Baraka Office », is an entrepreneur of 42, married and the mother of four children, all enrolled in school. Her husband is a human rights activist in the town of Goma, working for an NGO. Bauma sells pototoes, bananas, refined oil, palm oil, and so on at the the Office's small sector market. She has been in this work for a full seven years, but she has just finished repaying her 16th loan with Hekima.

This new loan will allow her to buy four sacks of potatoes, five stalks of bananas, two jerrycans of Rina oil, and one barrel of palm oil, etc. Morever, she would like to pay her children's school fees and build a house, since she is presently renting. This client thanks Hekima for working on behalf of poor women who are excluded from conventional banks. Please note that the business group « Baraka Office» is made up mainly of women.
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La cliente Bauma représentante du groupe d’affaire « Baraka office », est entrepreneur, âgée de 42 ans, mariée, mère de 4 enfants, tous étudient. Son mari est un activiste de droits de l’homme dans la ville de Goma au sein d’une organisation non gouvernementale. Elle est vendeuse de pommes de terre, bananes, huile raffiné, huile de palme, etc., au petit marché sectoriel de l’office. Il ya 7 ans révolus qu’elle exerce cette activité. Cependant, elle vient de réaliser 16 cycles avec le crédit de Hekima. Ce nouveau crédit doit lui servir de s’approvisionner avec 4 sacs de pommes de terre, 5 régimes de bananes, 2 bidons d’huile Rina, 1fus d’huile de palme, etc. En plus, elle ambitionne scolariser ses enfants et construire une maison étant donné qu’elle est encore locataire. La cliente remercie Hekima pour ses actions en faveur de pauvres femmes exclues de banque classique. Il sied de signaler que le groupe d’affaire « Baraka Office» est majoritairement féminins.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 21
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,054,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Baraka Office Group's $5,000 loan helped a member to buy four sacks of potatoes, five stalks of bananas, two jerrycans of Rina oil, and one barrel of palm oil, etc.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jun 9, 2011
Jun 13, 2011
Currency Exchange Loss:
Oct 15, 2011