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Efua is a single parent taking care of five dependents. For the past four years she has sold wakye, a dish made mainly of rice and beans cooked together, in Elmina. Efua uses her income to see to the upkeep of her home.

Efua will use her loan of 800 GHS to purchase beans (as seen in the picture), oil, pepper, tomatoes, rice and other foodstuffs to enable her to cook more for sale.

With the new profits from her expanded business, Efua plans to build a restaurant.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 22
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Efua to buy the ingredients to make wakye to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 26, 2011
Jun 21, 2011
Currency Exchange Loss:
Jan 13, 2012