Javid owns a small kiosk and sells magazines, newspapers and office supplies in Sabirabad city. He started this business 5 years ago. The goods he sells are in high demand and his business is going well. He is married and has 2 adorable children who are going to school. Javid is a hard-working person and he would like to develop his business even more. His spouse is a housewife and sometimes helps Javid with his business.
This kiosk is the only source of income in his family. Javid would like to get a loan of 1,000 AZN to increase his inventory. He hopes that this loan will be next step in his business growth. Javid 's goal is to have a stable source of income for his family.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.