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Samar is a 53-year-old mother of two daughters and two sons. Her husband is an employee with a meager salary, Samar and her husband managed to save money and open a clothes store for their son Muhammad who appears in the picture here instead of his mother as she is a conservative woman.

Samar took out a loan from FATEN to pay for clothes her son imported from Egypt as he wants to increase the profit and have the chance to expand the display space for clothes in the store. The store is located in one of the city center shopping streets.

FATEN offers loan products that are designed to serve borrowers all over Palestine, including some religiously conservative areas. A key tenet of Islam is the prohibition of interest in the lending or accepting of money. This prohibition is based on the belief that money should be seen only as a medium of exchange and that it has no value in itself.

FATEN has adapted the terms of this loan to fit the cultural context by attaching a 0% interest rate to the loan. In order to cover its costs, FATEN does charge a servicing fee. The amount you see fundraising includes both the principal loan and the loan servicing fees. As with all Kiva loans, you should expect to have your funds returned to you in accordance with the repayment schedule attached to this loan. For more information on lending in the Muslim world, please visit Kiva's Muslim World Lending helptext:

Additional Information


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 71
    View loans »
    Palestine Loans Fundraising
  • $11,948,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,825 helped Samar purchase clothes and enlarge the exhibiting space for goods.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
May 17, 2011
Jun 13, 2011
Currency Exchange Loss:
Jan 15, 2013