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Monserrate Amalia
The members of the “Damas Emprendedoras De Pachinche” (Enterprising Ladies of Pachinche) Communal Bank meet every two weeks at the place known as Pachinche, which is in the Colon parish in the city of Portoviejo. It is known for its hard-working people who are devoted to agriculture and to raising livestock.

This is where we met Monserrate, age 39. She is in a common-law marriage, and she has two children. The oldest is 15 and is in high school. The youngest, age 12, is in elementary school. Her husband is a farmer.

She is a very good mother and housewife. In order to get her own income and to help her husband with the household expenses, she has a business. She sells household items and personal use items like irons, blenders, fans, shoes, and perfume, etc. She sells door to door. She offers her products to her customers, takes their orders, and delivers the products. She takes the orders on credit, and she collects each week. She tells us that she has been doing this two days a week for five years.

This loan is to buy perfume, shoes, irons, toasters, and blenders, etc. She has been in the communal bank for five cycles, and she likes it because of the responsibility of her colleagues and the institution.

Her dream is to have a restaurant because she loves to cook.
View original language description ↓
En la localidad conocida con el nombre de Pachinche de la parroquia Colon de la ciudad de Portoviejo lugar conocido por su gente trabajadora y dedicada a la agricultura y la ganadería cada quince días se reúnen los socios del Banco Comunal Damas Emprendedoras De Pachinche.

En este lugar conocimos a la señora Monserrate, tiene 39 años de edad y mantiene una relación de unión libre de la cual tiene dos hijos de 15 y de 12 años los mismos que estudian la mayor en colegio y el menor en escuela. El marido se dedica a la agricultura.

Es una muy buena madre y ama de casa que para obtener sus propios ingresos y ayudar a su esposo con los gastos del hogar se dedica al comercio, vende artículos para el hogar y de uso personal como: planchas, licuadoras, ventiladores, zapatos, perfumes, etc. Su forma de venta es puerta a puerta, ella ofrece sus productos a sus clientes, realiza los pedidos y entrega los productos los mismos que deja a crédito y cobra cada semana, nos cuenta que lleva 5 años realizando esta actividad y que le dedica dos días a la semana.

Este crédito es para comprar perfumes, zapatos, planchas, tostadoras, licuadoras, etc. Está en el banco comunal hace cinco ciclos y le gusta por la responsabilidad de sus compañeras y de la institución.

Su sueño es tener un restaurante ya que le encanta la cocina.

About Ecuador

  • $10,200
    Average annual income
  • 97
    View loans »
    Ecuador Loans Fundraising
  • $23,946,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Monserrate Amalia to buy perfume, shoes, irons, toasters, and blenders, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 31, 2011
Listed
Jun 14, 2011
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2011