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Bernice
Bernice, who was born in 1965, is married to Mr. Muh Francis and is blessed with five children. She has two mates and they all live in a two-room apartment in the Tumuku Belo subdivision. Bernice got her first loan of 50,000 XAF from GHAPE in 2009, which she used for farming.

Bernice is requesting a second loan to buy planting seeds and more goats. She knows that her business will succeed since she has enough land for cultivation and for her goats to graze. She is helping the community since she is a good supplier of food items from her farm. Bernice had some difficulties when her brother died and when her mother was sick. Bernice will use the profit from her loan to improve the family's standard of living and to pay the children's tuition fees. She prefers loans from GHAPE since they train their borrowers how to use to their loans.

About GHAPE
The Grounded and Holistic Approach to People's Empowerment (GHAPE) is a non-profit NGO based in Bamenda, Cameroon. GHAPE works towards the empowerment of the poor and poverty alleviation through a highly multi-faceted approach. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instils a sense of family and community within its clients and staff and has developed a strong bond of trust between the organization and its clients.

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Important Information


About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,180,425
    Funds lent in using Kiva
  • 451.5
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD