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Bok Jom Group
In this Group: Ngore, Fatou, Khady, Mame Diarra*, Awa, Fatou, Fatou, Oumy, Kossey, Khoudia, Fabinta, Bintou, Bity, Ndeye
* not pictured
The Bok Jom cooperative group was created on May 12, 2011. It is made up of fourteen good women who are relatives, friends, and neighbors from the same neighborhood and who all run small businesses.

Madame Ngoré, the group’s leader, is a 58-year-old widow with six children who also cares for six other nephews and cousins. She is standing on the right in the photo, dressed in an orange dress and leaning against the wall.

She has managed a fabric and cosmetics store for over three years; she buys her products in the capital and resells them in her village. Her loan will allow her to buy a large amount of products to fill her store, in order to satisfy her customers and increase her income. Madame Ngoré lives with her brother and helps him with his children’s school fees, clothes, and healthcare. She would also like to increase her savings.
Le groupe de solidarité Bok Jom est créé le 12 mai 2011; il est composé de quatorze braves femmes qui sont parentes, amies et issues du même quartier et qui ont comme lien commun le petit commerce.

Madame Ngoré la responsable est âgée de 58 ans, elle est veuve et mère de six enfants mais a en charge six autres neveux et cousins. Elle est debout à droite sur la photo est habillée en robe orange et adossée au mur.

Elle gère une boutique de tissus et produits cosmétiques depuis plus de trois ans; elle s’approvisionne dans la capitale et revend à dans son village.

Son prêt lui permettra d'acheter beaucoup de produits pour remplir sa boutique afin de satisfaire au mieux sa clientèle mais aussi de se faire plus de revenus.

Elle aide son frère avec qui elle vit dans la prise en charge scolaire, sanitaire et vestimentaire des enfants.Elle souhaite également augmenter son épargne.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 39
    View loans »
    Senegal Loans Fundraising
  • $14,279,750
    Funds lent in using Kiva
  • 451.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Bok Jom Group's $2,450 loan helped a member to buy fabric and cosmetic products for sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 19, 2011
Jul 1, 2011
Currency Exchange Loss:
Dec 15, 2011