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Angelica
Angelica was born in the district of Namaacha in Maputo province in southern Mozambique. She is 41 years old, married, and the mother of six children between 4 and 27 years of age. Five of the children attend school, while the eldest is already working. She lives in her own home with her family, and also takes care of her brother, who is mentally ill.
She left her parents' home when she got married. After a few years she was able to find work at the elementary school in Mugado, also in Namaacha district, where she has had a job as an administrative assistant for the past nine years. She works from 10 a.m. to 5 p.m. and earns 2731 meticals a month, which she uses for household expenses and for construction on her home. In addition, her husband, who is a border guard, also brings in a salary.
Angelica has already had one loan with BIM. She learned about Hluvuku through coworkers who are also clients of the organization. This is her fifth Hluvuku loan, and she plans to use the 12,000-metical loan to purchase construction materials (cement, iron, stone) to finish her kitchen. She used her first loan, in the amount of 7000 meticals, to buy a freezer, and the others (8000, 8500, and 9000 mt) for the bedroom.
She is confident that she will be able to pay off this loan early and request a new one in order to build a boundary wall for her house.
View original language description ↓
Nasceu no Distrito de Namaacha, Provincia de Maputo Sul de Moçambique, tem 41 anos de idade vive maritalmente é mãe de 6 filhos de 4 aos 27 anos 5 vão a Escola excepto o mais velho porque já esta empregado.vive na casa própria com sua familia, responsabiliza se pelo irmão que é doente mental.

Sai de casa dos seus pais quando junta se com seu esposo, anos depois ela consegue aranjar um emprego na Escola Primaria de Mugado no mesmo Distrito como Auxiliar Administrativa é funcionaria permanente a mais de 9 anos trabalhando das 10h as 17h auferindo mensalmente 2.731.04mt que aplica nas dispesas da casa e da sua obra, para alêm do salário conta também com ajuda do seu esposo que é Guarda Fronteira.

Ja teve empréstimo no BIM, conhece a Hluvuku atraves dos seus colegas que são clientes da Instituição. Este é o 5º empréstimo de Angelina na Hluvuku no valor de 12.000.00mt com o qual pretende comprarar material de construção( cimento, ferros, pedras) para concluir a sua cozinha. O primeiro de 7.000.00mt foi para compra de congelador e os restantes, de 8.000.00, 8.500.00 e 9.000.00 foram para habitação.

Esta confiante que vai reembolsar antes do tempo previsto e pedir um novo crédito para construção do murro de vedação na sua residência

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 136
    View loans »
    Mozambique Loans Fundraising
  • $2,802,350
    Funds lent in using Kiva
  • 28.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Angelica to purchase construction materials for her home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 31, 2011
Listed
Jun 11, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012