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Halima is from the Inhambane province. She attended school until the 7th grade. She is a single mother of 2 sons ages 3 and 7. She left Inhambane for a job that a friend had arranged for her, and she decided to stay. She now works and lives in the tourist area of Ponta D'Ouro in the Matutuine district. Her salary enables her to feed her family and save a bit in the bank.

She learned about Hluvuku-Adesma through conversations with colleagues and friends, and decided to learn more about the process of becoming a client and benefiting from loans to complete her projects. She became a client of Hluvuku-Adesma on March 25, 2009, and is still a client in 2011. Her first loan was for 3.000.00Mts to purchase cement for blocks. The second was for 8.000.00Mts, and the third was for 10.000.00Mts also to purchase materials and pay for labor. With this loan of 30.000.00Mts, she plans to continue the work, purchasing stones and zinc panels for roofing.

She is anxious to complete her home, and will count on Hluvuku-Adesma for additional loans.
View original language description ↓
natural de Provincia da Inhambane. Foi a escola ate 7 classe, solteira e Mae de 2 filhos com idades compreendidas entre 3 e 7 anos. Saiu de Inhambane sob proposta de emprego que uma amiga tera lhe aranjado e decidiu afixar sua residencia.
Actualmente vive e trabalha na zona turistica da ponta do ouro no distrito de Matutuine. Do salario que recebe consegue alimentar a sua familia e poupa um pouco no Banco comercial (BCI).
Vem a conhecer a Hluvuku-Adesma apartir de conversas com colegas de serviço e amigos e decide aproximar para ter mais esclarecimentos sobre os procedimentos para ser cliente e beneficiar-se do financiamento para realizar seus projectos.
tornou se cliente da Hluvuku-Adesema apartir do dia 25 de Março de 2009 ate o presente ano de 2011. O primeiro financiamento no valor de 3.000,00Mts foi para compra de cimento para bater blocos, no segundo no valor de 8.000,00Mts, no terceiro no valor de 10.000,00Mts tambem para compra de materiais e pagamento de mao de obra. Com o presente emprestimo de 30.000,00Mts pretende continuar com a sua actividade( compra de pedra , e chapas de zinco para cobertura).
Tenciona ver a sua casa concluida e para tal conta com a hluvuku-adsema para mais financiamento.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 112
    View loans »
    Mozambique Loans Fundraising
  • $2,802,350
    Funds lent in using Kiva
  • 28.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Halima to purchase stones and zinc panels for a roof.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
May 11, 2011
Jul 4, 2011
Currency Exchange Loss:
Apr 17, 2012