Gloria Maria Isabel, 58, is a single mother with two children. She lives in the parish of La Magdalena which belongs to the Chimbo Canton.
Her means of income is growing short-cycle crops such as corn. She makes her purchases in Guaranda City and later sells her crops in La Magdalena and at the Saturday fair in Chimbo.
She is requesting a loan to buy fertilizer and supplies for the crops. The loan will help her increase production and income. She has been up against insect plagues and crop illness. Her dream is to buy land to earn more money for her childrens' education and to cover daily household expenses.
She enjoys teaching her children to work in the fields.
Gloria Maria Isabel tiene 58 años, es madre soltera vive con dos hijos, vive en la Parroquia La Magdalena perteneciente al Canton Chimbo.
Gloria se dedica a la agricultura a la siembra de maiz en ciclo corto. Las comprar la realiza en la Ciudad de Guaranda y las vende en La Magdalena y en la feria de los Sabados en Chimbo.
El credito solicita para la compra de fertilizantes e insumos para los cultivos, el credito le apoyado a incrementar la produccion y aumentado los ingresos economicos. Ha enfrentado desafios como plagas y enfermedades de los cultivos, Su sueño es comprar un terreno para tener ingresos para dar la educacion a los hijos y tener para la comidad diaria.
Le gusta enseñar a los hijos a trabajar en el campo.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!