Mayra is a 23 year old single mother with one child. She sells clothing by order. Her sales are maD. on credit which she recoups daily. Mayra has been doing this work for 2 years.
Marina is 50 years old and has four children. She has been baking bread for 3 years and sells them in the “Market: April 12th.” To begin with she sold gelatins and after receiving a loan from the Community Bank began her bakery.
Edith is 21 years old and has one child. Edith, along with her husband, have ran a bar for the last 5 years. The bar is located in the center of the city.
Mayra, Marina and Edith need a loan of S/. 1,400 ($450.00), S/. 1,000 ($350.00) and S/. 1,000 ($350.00) respectively. These funds will be invested in pants, shirts, sweaters, blouses, skirts, soda-pop, beer, and flour. The dreams of Mayra, Marina and Edith are to construct there own homes, have their own oven, have good health, and improve their businesses.
Translated from Spanish by Casey Unrein, Kiva volunteer.
Mayra, Marina y Edith pertenecen al Banco Comunal Tu Ángel Lucy desD. hace 3, 6 y 3 años respectivamente.
Ellas dicen que en su Banco Comunal aprendieron a ser responsables, solidarias y puntuales.
Mayra es madre soltera, tiene 23 años y 1 hijo. Ella venD. ropa a pedido, sus ventas los realiza al crédito y cobra diariamente, actividad que realiza desD. hace 2 años.
Por otro lado Marina tiene 50 años y 4 hijos y elabora panes desD. hace 3 años y los venD. en el mercado 12 D. abril. En un inicio vendía gelatina y con los préstamos que sacó D. su Banco Comunal comenzó su negocio actual.
Mientras que Edith tiene 21 años y 1 hijo. Edith junto a su esposo tienen un bar desD. hace 5 años y su bar está ubicado en el centro D. la ciudad.
Mayra, Marina y Edith necesitan préstamos D. 1400 soles, 1000 soles, 1000 soles respectivamente, que serán invertidos en la compra D. pantalones, polos, chompas, blusas, faldas, gaseosas, cervezas, harina.
Los sueños D. Mayra, Marina y Edith son construir su casa, tener su horno propio, tener buena salud y mejorar sus negocios.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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