Mrs. Seb is 44 and the mother of four single children, one of whom is employed in Thailand. She and her husband are local farmers who have been planting a variety of crops for over ten years.
They are able to generate a daily income of approximately of US$ 6 to cover with their expenses. Recently, he has needed some money to start planting rice crops, but their current savings was not enough to make it possible. In order to deal with this problem, Mrs. Seb requested a loan of $500 to pay for the cost of farmland which she bought before hand and to buy many sacks of fertilizes for her crop to grow well.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.