Nhem, aged 29, is a housewife who stays at home to do daily duties. Her husband is responsible for the family’s expenses with his income as a domestic journalist. He often goes to many provinces to get all kinds of news as required. From his current work, he receives a proper salary each month. Most of his work activities are outside the office, and he always uses his old motorbike to ride everywhere. Unluckily, his motorbike is broken-down now, and he finds it really hard to do his daily job. For this reason, Nhem has asked Kiva for a loan to purchase a new motorbike to replace the broken one.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.