Mout, aged 41, is a married woman who lives in Siem Reap Province. She earns her daily income by working as a local farmer in the village as well as selling a few goods in front of her house. She is married to Mmork, aged 35, who shares responsibility for earning income with Mout by driving a motorcycle taxi. He runs his business very well because he has communication skills which he uses with his customers. However, his income is not very much due to his motorcycle being too small to carry many passengers. That is why Mout has decided to ask for a loan of $1100 to buy a new motorcycle (tuk tuk) so that her husband can use it to pick up more passengers than before. She will use part of her loan funds to buy more items to sell. The couple has two children, both are single and live with them.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.