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This is 37-year-old Mohamed. He is single and has 1 child who is 11 years old. He has 1 additional dependent who lives with him because he is his younger brother.

In 2004, Mohamed established his used clothing business. He began this business because he wanted to earn more income to support his family. He gained business experience from his uncle. Working 7 days a week and 8 hours a day, he earns about Le 990,000 every month from this business.

Mohammed would like a loan in the amount of Le 3,000,000 to buy additional used clothing for his business. He hopes that this loan will enable him to increase his monthly profits by approximately Le 200,000. In the future, Mohamed plans to educate his daughter to university level. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 29
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,275.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Mohamed buy more used clothing to resell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 3, 2011
Jun 9, 2011
Currency Exchange Loss:
Jan 15, 2012