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Victor Alfredo
Every fortnight the members of the 'La California' community bank meet in the Nueva California district of the city of Portoviejo, the capital of Manabí, which has been known for many years as the city of the royal tamarind trees.

This is where we meet Victor, age 38. He is single, and he lives in a rented house with his sister. He sells newspapers, magazines, cards, phone cards, and phone minutes. He has a stand at the #1 market in the city of Portoviejo. He works every day from 4:30 until 1:30. He also sells all types of clothes in the afternoons. He does this door to door. He tells us that he has been selling newspapers for 30 years. He started as a boy. He has been selling clothes for ten years.

He plans to use this loan to increase his business. When he needs clothes, he buys them in Guayaquil.
He will use this loan to buy lottery tickets to sell, magazines, all types of clothes, and telephone cards and minutes.

This is his fourth cycle in his communal bank. He likes it because of the benefits the loans bring to his business.

His dream is to, day to day, have a bigger and better business.
View original language description ↓
En la ciudadela nueva california de la ciudad de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos, se reúnen cada quince días las socias del Banco Comunal Nueva Jerusalén.

Aquí conocimos a Víctor, tiene 38 años de edad, es soltero y vive en una casa que alquila junto a una hermana.

Se dedica al comercio, vende periódicos, revistas, tarjetas y recargas telefónicas, tiene un puesto en el mercado # 1 de la ciudad de Portoviejo, trabaja todos los días desde 04h30 hasta las 13h30. En las tardes también se dedica a la venta de ropa de todo tipo, esto lo hace puerta a puerta. Nos cuenta que lleva 30 años en lo que es venta de periódicos pues empezó desde niño y en lo que es ropa lleva 10 años, ahora espera invertir este crédito y aumentar su negocio. La ropa compra en Guayaquil cada vez que necesita.

Este crédito lo va a invertir en comprar boletos de lotería para la venta, revistas, ropa de todo tipo, recargas y tarjetas telefónicas. Este es su cuarto ciclo en el Banco Comunal y le gusta por los beneficios que le dan los créditos para su negocio.

Sus sueños son tener un negocio más grande y mejorar dia a dia.


About Ecuador

  • $10,200
    Average annual income
  • 51
    View loans »
    Ecuador Loans Fundraising
  • $23,490,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Victor Alfredo to buy lottery tickets to sell, magazines, all types of clothes, and telephone cards and minutes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 31, 2011
Listed
Jun 12, 2011
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2011