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Segundo Manuel
Segundo Manuel is 41 years old. He is married, and he lives with his wife and their children. They have six children, and they are all minors. He lives in the Ventanas Cantón in the Los Ríos province.

The members of the Señor de la Salud Communal Bank live in the Soloma precinct in the Echeandia Canton. This communal bank grows short cycle corn and rice.

Segundo grows corn and rice. He buys supplies in Ventanas and sells his products at the daily markets, especially the Sunday market.

He is requesting the loan to buy seeds, fertilizers, and manure. The support of the loan will help him financially so that he will have his necessities. He faces challenges like insect infestations, crop diseases, and climate changes.

His dream is to buy a piece of land to continue working.

He likes to dance at the precinct festivals.
View original language description ↓
Segundo Manuel tiene 41 años, Es casado vive con la esposa y los hijos son 6 que todos son menores de edad, vive en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la V.R.C. SEÑOR DE LA SALUD, se encuentra ubicada en el Recinto Soloma, perteneciente al Cantón Echeandia, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz y arroz

Segundo se dedica a la agricultura la siembra de maíz y arroz, las compras las realiza en Ventanas y las vende en las ferias de todos los días en especial la de los domingos.

Solicita el crédito para la compra de semillas, fertilizantes y abonos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como plagas y enfermedades en los cultivos y la variación del clima. Su sueño es comprar un terreno para seguir trabajando.

Le gusta bailar en las fiesta sdel recinto.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Segundo Manuel to buy seeds, fertilizers, and manure.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 31, 2011
Listed
Jun 12, 2011
Currency Exchange Loss:
N/A
Ended:
Dec 16, 2011