Giorgi comes from village Dandalo, in mountainous Adjara, in the western part of the country. He is a 23-year-old farmer and lives with his parents, elder sister and grandparents. Giorgi’s father works as night-watchman in a local school; his mother is a housewife. His sister is a teacher in the same school. His grandparents are retired.
Giorgi is heading up the family farm. He runs a small dairy farm consisting of two milk cows. His mother produces traditional Georgian cheese, which is sold on the local market. Along with the above-mentioned, Giorgi grows vegetables and grapes on 1 ha. of land owned by the family. Vegetables are sold to retailers locally and grapes are used for wine-making. Wine is sold locally to the villagers.
With the requested credit Giorgi plans to expand the vineyard, through planting additional grape vines. He will be able to produce more wine and sell it on the local market as there is quite a big demand for his wine in the village.
Part of the profit will be reinvested in the business and another part will be saved for house renovation, in order to improve the living conditions of the family.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.