Ly is 40 years old and her husband Mao is 37 years old. They live in a village that's about 25 kilometers outside of Phnom Penh and have two children, one son and one daughter. One of their children works in a garment factory and another is still in school. Ly is also a garment factory worker and her husband earns a living as a taxi driver. Unfortunately, his motorcycle is old and needs lots of repairs. Ly is applying for her first loan, for $1,000, to buy a new motorbike for her husband.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.