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Angela Del Carmen
This client makes her home in the capital city of Managua. Mrs. Angela del Carmen has been characterized as an honorable, hardworking person with good moral principles as a person, because of which she has known how to earn the esteem of all her workmates.

She came to this Ceprodel office in order to seek a loan to invest in improvements to her housing, that is, to buy construction materials: quarry stone, cement, sand, gravel, iron, and labor costs, in order to provide a better quality of life to her family, for whom she works hard every day.
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Este cliente tiene su domicilio en ciudad de Managua capital, la señora Angela del Carmen se ha caracterizado por ser una persona honrada trabajadora con buenos principios morales como persona, debido a que ha sabido ganarse el aprecio de todos sus compañeros de trabajo.
Se presento ante esta oficina de Ceprodel para solicitar un crédito para ser invertido en mejoramiento de su vivienda como es la compra de materiales de construcción, bloques piedra cantera, cemento arena piedrín hierro y pago de mano obra, y darle una mejor calidad de vida a su familia, que es por la quien trabaja y se esfuerza diariamente.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 106
    View loans »
    Nicaragua Loans Fundraising
  • $24,828,400
    Funds lent in using Kiva
  • 22.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Angela Del Carmen to purchase construction materials.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
May 30, 2011
Jun 11, 2011
Currency Exchange Loss:
Feb 15, 2013