Angela Del Carmen
She came to this Ceprodel office in order to seek a loan to invest in improvements to her housing, that is, to buy construction materials: quarry stone, cement, sand, gravel, iron, and labor costs, in order to provide a better quality of life to her family, for whom she works hard every day.
Se presento ante esta oficina de Ceprodel para solicitar un crédito para ser invertido en mejoramiento de su vivienda como es la compra de materiales de construcción, bloques piedra cantera, cemento arena piedrín hierro y pago de mano obra, y darle una mejor calidad de vida a su familia, que es por la quien trabaja y se esfuerza diariamente.
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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