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Mercedes Del Carmen
Mercedes is a farmer in the area of Ticuantepe. For two years, the biggest problem has been the pests that the pineapple crop. The plans for the future are to improve soil conservation. When there is burning, it deteriorates to the point that it loses its farming potential. She needs the loan to buy the fertilizers and materials she needs to start the planting. She is grateful for the support that Afodenic has offered through the Kiva Fund, since the interest rates are low as well as the payments.
View original language description ↓
La señora Mercedes, es agricultora de la zona de Ticuantepe, desde hace doce años la mayor afectación que se le presenta son las plagas que afectan al cultivo de piña, los planes futuros es poder mejor la conservación del suelo ya que cuando hacen quemas este se deteriora hasta puede perder sus potenciales para la agricultura, ella necesita el financiamiento para realizar la compra de fertilizantes e insumos necesarios para inducir la plantación. Agradece el apoyo que le brinda Afodenic atrávez de fondo Kiva ya que los intereses son bajos al igual que sus cuotas.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 125
    View loans »
    Nicaragua Loans Fundraising
  • $24,547,700
    Funds lent in using Kiva
  • 22.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Mercedes Del Carmen to buy fertilizers and materials.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
At end of term
May 31, 2011
Jun 13, 2011
Currency Exchange Loss:
Jan 19, 2013