The members of the Communal Bank “Señor de La Salud” (Lord of Health) meet in the neighborhood of Recinto Soloma, which is part of the canton of Echeandia. The members of this Communal Bank are short-cycle farmers who grow corn and rice.
Aida is a farmer who grows corn and rice. Her purchases are made in Ventanas and she sells at the fairs every day, especially on Sundays.
She is requesting a loan to buy seeds, fertilizers, and compost. The support from this loan will help her financially acquire the supplies she needs. Among the challenges she faces are pests, crop diseases, and changes in weather. Her dream is to buy a house.
Aida enjoys doing the laundry and cooking.
Los miembros de la V.R.C. SEÑOR DE LA SALUD, se encuentra ubicada en el Recinto Soloma, perteneciente al Cantón Echeandia, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz y arroz
Aida se dedica a la agricultura la siembra de maíz y arroz, las compras las realiza en Ventanas y las vende en las ferias de todos los días en especial la de los domingos.
Solicita el crédito para la compra de semillas, fertilizantes y abonos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como plagas y enfermedades en los cultivos y la variación del clima. Su sueño es comprar una casa.
Le gusta lavar la ropa y cocinar.
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
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Success!! The loan was 100% repaid