Silveria indicates that she has worked with Pro Mujer for three years, but in another regional center. She joined the institution on the invitation of a promoter. Currently, she has a hardware business which she has been operating for three years. She learned the business from her husband.
The loan she is requesting now is to increase her capital (buying a variety of tools and metal items). She will buy the items wholesale from stores and will sell them at her sales point in Extranca de Rio Seco. This manner of working allows her to generate resources to support her family, since she is a single mother with three children.
When she is asked what she likes about Pro Mujer, she responds that she likes everything, the savings and the training.
La señora Silveria, indica que hace tres años que trabaja en Pro Mujer, pero en otro centro focal; y que integro la institución por invitación de una promotora. En la actualidad ella tiene un negocio de ferretería que viene trabajando hace tres años, aprendiendo el mismo de su esposo.
El crédito que ahora sacará es para aumentar su capital (compra de variedad de herramientas y materiales de fierro) materiales que comprará por mayor en las tiendas y venderá en su puesto de la Extranca de Rio Seco. Esta forma de trabajo le permite generar recursos para apoyar a su familia, pues ella es soltera y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta todo, ahorro y capacitación.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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