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Lucila Giralda
Lucila Giralda is 53 years old, single and lives with her children in the Ventanas Canton, Los Rios Province.

The members of the V.R.C. "La Union" are located in the enclosure Aguas Frías de Medellín, which is part of the Ventanas Canton. This group is involved in short rotation farming, and planting corn, rice, pigeon peas.

Lucila has been planting corn for 15 years. Her purchases are made ​​in Ventanas and she sells in the markets every day, especially on Sundays.

She is requesting a loan to purchase seeds and fertilizers. This loan would help financially meet her needs. Lucila faces challenges such as competition and climate change. Her dream is to buy a house for her family. She also likes to cook.
View original language description ↓
Lucila Giralda tiene 53 años, Es soltera vive los hijos, vive en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la V.R.C. LA UNION se encuentra ubicada en el Recinto Aguas Frías de Medellín, perteneciente al Cantón Ventanas, esta ventanilla se dedica labores agrícolas de ciclo corto siembra de maíz, arroz, frejol gandul.

Lucila se dedica a la agricultura la siembra de maíz desde hace 15 años, las compras las realiza en Ventanas y las vende en las ferias de todos los días en especial la de los domingos.

Solicita el crédito para la compra de semillas, fertilizantes y abonos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos es la competencia y la variación del clima. Su sueño es compara casa para la familia.

Le gusta cocinar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $23,146,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Lucila Giralda to buy seeds and fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 2, 2011
Jun 14, 2011
Currency Exchange Loss:
Jan 15, 2012