Tres Marias Group
Teresa indicates that this is the fifth month she has worked with Pro Mujer, and she joined on the invitation of a neighbor. Currently, she has a business providing computer-based embroidery, which she has operated for six years. She reports that she learned this business as a student, since she studied information technology.
The loan she is now requesting is to increase her capital (buying fabric for her designs, thread, backing material, etc.). She will buy these items wholesale at La Ceja market, and she will produce her products at home every day. This manner of working allows her to generate resources to support her family as much as possible, since she is married and has one child.
When she is asked what she likes about Pro Mujer, she responds that she likes the friends there and the ease of gaining access to health care.
La señora Teresa, indica que este es el quinto mes que trabaja con Pro Mujer, ingresando por invitación de una vecina. En la actualidad ella tiene un negocio de bordados en computadora, que lleva trabajando hace seis años atrás; ella nos cuenta que este negocio lo aprendió estudiando, pues de profesión es informática.
El crédito que ahora sacará es para aumentar su capital (compra de tela para diseño, hilos, pello, etc.), que compraran por mayor de la ceja y elaborara los productos en su casa todos los días. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las amigas ya la facilidad de acceder al consultorio de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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