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Mrs. Khoem, 61, is a low-income person who has been working in the farming business for many years in the province of Kompong Cham. She is married to 69-year-old Mr. Chea, who used to work as a primary teacher in his village. The couple is blessed with two children who have been working in different careers to earn profit. The family's house is getting old and really needs repair but the family currently doesn't have enough savings to do so. Mrs. Khoem is asking for a Kiva loan to repair her old house.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 255
    View loans »
    Cambodia Loans Fundraising
  • $38,148,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Khoem to repair her old house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 12, 2011
Jul 1, 2011
Currency Exchange Loss:
Mar 17, 2012