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Aracely Moncerrate
In Rio Chico parish, in Portoviejo canton, we come across a place called San Clemente. Every two weeks, the members of the 'San Clemente de Rio Chico' community bank meet here. The area is known for its vegetation and for the fact that most of the locals work in agriculture.

Here we meet Aracely who is 42 years old and lives with her common-law husband. They have two children aged 24 and 18 who are both studying at university. Their children both currently live at home. Aracely's husband is a taxi driver.

Aracely has a bakery in her home where she has worked every day for the past 15 years. Her brother and brother-in-law help her and she pays them a weekly wage. They leave the previous evening's prepared dough so that, the next day, they can bake their delicious bread. In addition, Aracely also sells fast food, soda, juice and fruit smoothies in the afternoons and evenings. She does this from 2.00pm to 7.00pm since at that time she needs to prepare her bread for the following day.

Aracely will use this loan to buy flour, butter, salt, eggs, etc. for making her bread. She will also buy meat, sausages, potatoes, etc. for her fast food business. She has been a member of her community bank since it was established three loan cycles ago and she enjoys being a member because the loans have helped her a lot in buying what she needs to improve her business.

Aracely's dream is to modernize her business with new machines that will make her work easier.
View original language description ↓
En la parroquia Rio Chico del cantón Portoviejo, encontramos un lugar conocido como San Clemente, aquí cada quince días se reúnen las socias del Banco Comunal San Clemente De Rio Chico, este lugar es conocido por su vegetación y porque la mayoría de su gente se dedica al agro.

En este lugar conocimos a la señora Aracely, tiene 42 años de edad y mantiene una relación de unión libre de la cual tiene dos hijos de 24 y 18 años, ambos estudian en universidad y en la actualidad los dos viven en su casa. El marido es taxista.

Ella tiene una panadería en su casa en la cual dia a día durante más de 15 años ha trabajado, le ayudan su hermano y su cuñado a quienes les paga un sueldo semanal, con ellos desde la tarde del dia a anterior dejan la masa preparada para el dia siguiente hornear el delicioso pan. Además de esto ella también en las tardes y noches vende comidas rápidas, gaseosas, jugos y batidos de frutas, esto lo hace desde las 14h00 hasta las 19h00v ya que después tiene que dedicarse a preparar el pan para el dia siguiente.

Este crédito es para comprar harina, manteca, sal, huevos, etc. para elabora el pan y carne, salchichas, papas, etc. para su negocio de comidas rápidas. Está en el Banco Comunal desde el inicio hace tres ciclos y le gusta porque con los créditos se ha ayudado mucho para comprar lo necesario para mejorar su negocio.

Su sueño es modernizar el negocio con nuevas maquinarias que le faciliten el trabajo.

About Ecuador

  • $10,200
    Average annual income
  • 99
    View loans »
    Ecuador Loans Fundraising
  • $23,946,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Aracely Moncerrate to buy flour, butter, salt, eggs, meat, sausages, potatoes, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 26, 2011
Listed
Jun 10, 2011
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2011