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Cecilia
Cecilia, 28, lives in a house that she owns in the Peruvian "departamento" of Lambayeque. The house has water and electric service, but nothing more. Most people in the area scrape by on incomes from fishing, farming and retail businesses.

Cecilia started a corner shop 3 years ago. She sells all kinds of everyday products (rice, milk, cooking oil, sugar, diapers, pens and paper, etc.). She operates the business at home so she can open it at any hour, an advantage that distinguishes her business from others and helps to increase her income.

Cecilia is applying to Edpyme Alternativa for a 2000 new soles loan that she will use to buy larger quantities of goods so that she can expand the range of products she sells. She extra revenue will allow her to repay the loan and improve her standard of living. Cecilia's dream is to one day have a wholesale business, something that would generate much more income and possibly allow her to set up another kind of business, as well.
View original language description ↓
Cecilia es una mujer soltera de 28 años de edad, tiene casa propia, contando con los servicios de agua y luz solamente, ubicada en el distrito de San José, que se encuentra a unos minutos de la provincia de Chiclayo que pertenece al departamento de Lambayeque. Esta zona se dedica a la pesca, agricultura y comercio al por menor y mayor de pescados y mariscos.

La actividad que desarrolla Cecilia es a la venta de productos de todo tipo (arroz, leche, aceite, azúcar, pañales, útiles de escritorio, etc), en su propio domicilio a colocado su negocio desde hace 3 años, al tener su tienda en su casa puede atender a cualquier hora, lo que le permite diferenciarse de otras y así pueda obtener más ingresos para su uso personal.

El crédito solicitado por a Edpyme Alternativa es de 2000 nuevos soles, el cual lo destinará para comprar mayor cantidad de mercadería y poder ampliar su negocio con otros productos, una vez que sus ventas aumenten cubrirá su crédito y mejorará su nivel de vida. El sueño de Cecilia es tener más adelante una tienda que se dedique a la venta de productos al por mayor para que le genere mayores ingresos y pueda invertirlo colocando otro tipo de negocio.

About Peru

  • $6,715
    Average annual income
  • 90
    View loans »
    Peru Loans Fundraising
  • $56,011,725
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Cecilia to buy merchandise for her retail business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 24, 2011
Listed
Jul 1, 2011
Currency Exchange Loss:
Possible
Ended:
Mar 1, 2012