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Emanuel Group
In this Group: Juan Bautista, Raul, Maria Estela
Juan Bautista, Maria Estela, and Raul from San Lorenzo, Honduras formed the Emanuel Solidarity Group. As part of this group they will collectively serve as guarantors for each other’s loans.

Juan Bautista, who is 49 years old, married, and has two children, has operated a convenience store for the past 10 years, selling refreshments, basic foodstuff, and personal hygiene products. He has had three previous loans, all of which he used to invest in and grow his convenience store business. Juan Bautista is currently requesting a loan of HNL 8,000 which will be used to purchase merchandise for his store. He is very grateful for the previous financing he has received and aspires to continue expanding his business.

Raul is 58 years old, married, and lives with his wife and granddaughter in a house he built himself 19 years ago. He operates a small convenience shop, selling basic foodstuff, refreshments, and household cleaning products. Raul is requesting a loan of HNL 5,000 with which he will buy additional merchandise to sell in his store.

Maria Estela is 31 years old and married with five children. She has been selling tortillas from her home for the past two years, working seven days a week. Maria Estela gets up early every morning to grind the cornmeal that she uses to make fresh tortillas. This will be her first loan, and she is requesting HNL 5,000 to purchase corn, firewood, and lime—three essential inputs used to make fresh tortillas. Her dream is to eventually invest in a machine for making tortillas.

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 36
    View loans »
    Honduras Loans Fundraising
  • $8,936,725
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Emanuel Group's $975 loan helped a member to purchase snacks, sodas, juices, meats, cheeses, butter, salt, fruits, vegetables, cornmeal, light bulbs, candles, hygiene products, household cleaners, firewood and lime.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jun 6, 2011
Jun 10, 2011
Currency Exchange Loss:
Feb 17, 2012