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Cristian is 21 years old, single and lives with his parents and his siblings. With the loan, he hopes to purchase raw materials and bean seeds for his next planting session. He has an area of land to plant and the necessary experience to ensure a good harvest. He wants to establish a good crop so he can earn income for his own well-being and can reinvest in his land and continue making it bigger and better every day. This is the first loan he has received from Kiva partner FUDECOSUR. He has not had previous loans from state banks, but FUDECOSUR has provided him with a loan with better credit facilities and a much lower interest rate.
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Cristian, tiene la edad de 21 años, está soltero, vive con sus padres y sus hermanos. El pretende con el crédito realizar la compra de los insumos y la semilla del frijol para su posterior siembra. El cuenta con el área para la siembra y la experiencia necesaria para la buena explotación de este cultivo. El quiere establecer un cultivo bueno del cual pueda sacarle las ganancia para su bienestar y así poder invertir en lo mismo e ir realizando más grande su proyecto y fortalecido cada día más. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 53
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 505.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Cristian to purchase raw materials and bean seeds for his next planting session.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 16, 2011
Jun 9, 2011
Currency Exchange Loss:
Mar 15, 2012