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Gloria Narcisa
Gloria Narcisa is 42 years old. She’s a widow and lives alone. She has three children but they are all married. She lives in Ventanas Canton, Los Ríos Province.

The “La Unión” (Unity) communal bank is located in Aguas Fría de Medellín which belongs to Ventanas Canton. The members of this communal bank are short cycle corn, rice and pigeon pea farmers.

Gloria has been farming corn for the last 25 years. She also raises small farm animals. Her purchases take place in Ventanas and her sales occur at daily farmers markets, especially Sunday’s.

She is asking for the loan to buy seeds, fertilizer and manure and also for animal feed. Support from the loan will help her economically to meet her needs. The challenges she faces are competition and weather variations.

Her dream is to leave a good inheritance for her children. She enjoys going out on trips and playing sports with her family.
View original language description ↓
Gloria Narcisa tiene 42 años, Es viuda vive sola, tiene tres hijos pero todos son casados, vive en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la V.R.C. LA UNION se encuentra ubicada en el Recinto Aguas Frías de Medellín, perteneciente al Cantón Ventanas, esta ventanilla se dedica labores agrícolas de ciclo corto siembra de maíz, arroz, frejol gandul.

Gloria se dedica a la agricultura la siembra de maíz desde hace 25 años además se dedica a la crianza de animales de corral, las compras las realiza en Ventanas y las vende en las ferias de todos los días en especial la de los domingos.

Solicita el crédito para la compra de semillas, fertilizantes y abonos, también para la alimentación de los animales. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos es la competencia y la variación del clima. Su sueño es dejar buena herencia a los hijos.

Le gusta salir a pasear y hacer deporte con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 90
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Gloria Narcisa to buy seeds, fertilizer and manure and also to feed the animals.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 2, 2011
Jun 9, 2011
Currency Exchange Loss:
Jan 15, 2012